Tuesday, 29 March 2011
Friday, 25 March 2011
Thursday, 24 March 2011
BNYouth Job Fair: Soft Launch by YB Khairy bin Jamaluddin on 12th Ja...
BNYouth Job Fair: Soft Launch by YB Khairy bin Jamaluddin on 12th Ja...: "BN YOUTH TO ORGANISE THE LARGEST JOB FAIR IN MALAYSIA Fresh graduates, school leavers and job seekers alike are advised to mark their cale..."
Wednesday, 23 March 2011
Tuesday, 22 March 2011
Wake-up call for night owls
EVERY morning is torture for ‘night owls’. When the alarm clock rings, they want to crawl deeper under the covers. Make breakfast? Go to work? Drive a car? All much too much. In their mind’s eye, the new day looks like an endless hurdle.
Where does their aversion to rising early come from?
As Dr Achim Kramer, professor of chronobiology at Berlin’s Charite University Hospital, explained it: "Night owls are still in the deep sleep phase when they’re awakened, which is why it’s so hard for them to get up."
They have a slower biological clock, the circadian rhythm, or sleep-wake cycle, that ticks differently for every individual.
Chronobiologists basically distinguish between two types of people: ‘early birds’, also known as ‘larks’ and ‘night owls’. "Early birds are active early, while night owls have to drag themselves out of bed in the morning," Kramer said.
A person’s circadian rhythm is genetically determined. "Night owls’ biological clock ticks more slowly. If left undisturbed, they’d wake up later in the morning," Kramer noted.
When the alarm clock goes off, night owls are jolted awake from a deep, sound sleep. So they get up in a foul mood.
"People who want to avoid this can experiment with wake-up times a bit," advised Sabine Schonert-Hirz, a health and stress management specialist in Germany, adding it was often sufficient to set the alarm clock to ring a half-hour earlier.
"You’ve got to catch a phase when you’re sleeping only lightly," Kramer added. Every 90 minutes or so, our sleep phase changes among dream sleep (rapid eye movement sleep, or REM sleep), light sleep and deep sleep. Waking up from deep sleep is especially difficult.
Someone unable to catch the right phase can use a sleep phase alarm clock as an aid. "These alarm clocks register the sleeper’s movements and can therefore recognise phases of wakefulness or light sleep," explained Juergen Zulley, a researcher at the Sleep Disorders Centre at Regensburg University Hospital.
They awaken the sleeper within a pre-determined time frame. "This can be a real improvement for night owls," added Zulley.
All three sleep experts agreed that night owls should try to wake up gently. "A loud, beeping alarm clock may be effective, but it’s hardly conducive to a good mood," Zulley said.
A dawn simulator, on the other hand, wakes up sleepers noiselessly. "When it’s light, our body curtails production of the sleep hormone melatonin. We wake up automatically," Zulley said, adding that a dawn simulator combined with a radio or music alarm clock was ideal and "promotes a good mood".
Instead of bounding out of bed immediately, Schonert-Herz suggested getting into gear gradually. "Loll in bed like a cat and stretch your entire body. This activates the brain," she said.
To boost blood circulation, she added, fresh air is helpful, for example from an open window. Light is also a waker-upper. "If it’s still dark in the morning, a daylight lamp provides the necessary illuminance." The bluer the light, the stronger the waking power.
"By the same token, night owls should keep the level of lighting down in the evening so that they feel sleepy sooner," Kramer added.
Hardy souls can start the day with a cold shower, Zulley said. "It’s unpleasant at first but optimally stimulates blood circulation in the whole body. Afterwards, you feel fresh and fit."
It is also important to have time. "Someone who tends to be grumpy in the morning ought not to intensify the grumpiness with stress," Schonert-Hirz said. "Having to rush makes everything worse."
Eating a hearty breakfast not only energises the enervated, it is also an antidote to grumpiness. An ideal breakfast, she said, would be a combination of bread or muesli, fruit, dairy products, an egg and a stimulant like black tea or coffee.
But she warned: "Keep sugar consumption at moderate levels, otherwise the body releases stress hormones."
People who are always grouchy in the morning should consider changing their sleeping patterns. "Adults regularly need seven hours of sleep a night," Zulley noted.
Night owls, in particular, find it difficult to go to bed in the evening, however. Although a person’s biological clock cannot be completely altered, some fine-tuning is possible.
"Try to work on your habits," Zulley said. Relaxation rituals in the evening such as taking a warm bath or reading instead of watching television can make it easier to fall asleep a little earlier. – dpa
Source: The Sun Daily
Where does their aversion to rising early come from?
As Dr Achim Kramer, professor of chronobiology at Berlin’s Charite University Hospital, explained it: "Night owls are still in the deep sleep phase when they’re awakened, which is why it’s so hard for them to get up."
They have a slower biological clock, the circadian rhythm, or sleep-wake cycle, that ticks differently for every individual.
Chronobiologists basically distinguish between two types of people: ‘early birds’, also known as ‘larks’ and ‘night owls’. "Early birds are active early, while night owls have to drag themselves out of bed in the morning," Kramer said.
A person’s circadian rhythm is genetically determined. "Night owls’ biological clock ticks more slowly. If left undisturbed, they’d wake up later in the morning," Kramer noted.
When the alarm clock goes off, night owls are jolted awake from a deep, sound sleep. So they get up in a foul mood.
"People who want to avoid this can experiment with wake-up times a bit," advised Sabine Schonert-Hirz, a health and stress management specialist in Germany, adding it was often sufficient to set the alarm clock to ring a half-hour earlier.
"You’ve got to catch a phase when you’re sleeping only lightly," Kramer added. Every 90 minutes or so, our sleep phase changes among dream sleep (rapid eye movement sleep, or REM sleep), light sleep and deep sleep. Waking up from deep sleep is especially difficult.
Someone unable to catch the right phase can use a sleep phase alarm clock as an aid. "These alarm clocks register the sleeper’s movements and can therefore recognise phases of wakefulness or light sleep," explained Juergen Zulley, a researcher at the Sleep Disorders Centre at Regensburg University Hospital.
They awaken the sleeper within a pre-determined time frame. "This can be a real improvement for night owls," added Zulley.
All three sleep experts agreed that night owls should try to wake up gently. "A loud, beeping alarm clock may be effective, but it’s hardly conducive to a good mood," Zulley said.
A dawn simulator, on the other hand, wakes up sleepers noiselessly. "When it’s light, our body curtails production of the sleep hormone melatonin. We wake up automatically," Zulley said, adding that a dawn simulator combined with a radio or music alarm clock was ideal and "promotes a good mood".
Instead of bounding out of bed immediately, Schonert-Herz suggested getting into gear gradually. "Loll in bed like a cat and stretch your entire body. This activates the brain," she said.
To boost blood circulation, she added, fresh air is helpful, for example from an open window. Light is also a waker-upper. "If it’s still dark in the morning, a daylight lamp provides the necessary illuminance." The bluer the light, the stronger the waking power.
"By the same token, night owls should keep the level of lighting down in the evening so that they feel sleepy sooner," Kramer added.
Hardy souls can start the day with a cold shower, Zulley said. "It’s unpleasant at first but optimally stimulates blood circulation in the whole body. Afterwards, you feel fresh and fit."
It is also important to have time. "Someone who tends to be grumpy in the morning ought not to intensify the grumpiness with stress," Schonert-Hirz said. "Having to rush makes everything worse."
Eating a hearty breakfast not only energises the enervated, it is also an antidote to grumpiness. An ideal breakfast, she said, would be a combination of bread or muesli, fruit, dairy products, an egg and a stimulant like black tea or coffee.
But she warned: "Keep sugar consumption at moderate levels, otherwise the body releases stress hormones."
People who are always grouchy in the morning should consider changing their sleeping patterns. "Adults regularly need seven hours of sleep a night," Zulley noted.
Night owls, in particular, find it difficult to go to bed in the evening, however. Although a person’s biological clock cannot be completely altered, some fine-tuning is possible.
"Try to work on your habits," Zulley said. Relaxation rituals in the evening such as taking a warm bath or reading instead of watching television can make it easier to fall asleep a little earlier. – dpa
Source: The Sun Daily
Monday, 21 March 2011
Whatsapp. Fruit Ninja. Cut The Rope. Tap Tap Revenge. Angry Birds. FaceTime. Wow! I can't wait to get my hands on the new iPhone4 with #DiGiiPhone4. All you need is to upgrade your phone line! Get yours today!
Whatsapp. Fruit Ninja. Cut The Rope. Tap Tap Revenge. Angry Birds. FaceTime. Wow! I can't wait to get my hands on the new iPhone4 with #DiGiiPhone4. All you need is to upgrade your phone line! Get yours today!
| Be the talk of the town |
| With up to RM288* worth of savings, the iDiGi plan is a real conversation starter. Sign up or upgrade to iDiGi 138 or iDiGi 238 today. |
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RM288 savings on DiGi to DiGi calls, SMS and MMS over 6 months.
Promotion valid from 13 January to 31 March 2011.
Wednesday, 15 December 2010
Inventing My Own iPad Application for Maxis
Everybody loves applications, be it on a Smartphone or Tablet, gaming, informative or educational – We can all agree that they can be truly addictive! Ever wish you could customize your very own iPad application tailored to your needs and wants? Here’s your chance to do so AND be rewarded for it! Use your creative juices to “invent” your own iPad application and you may be worthy of winning a free iPad 3G each!
There are 2 prizes up for grabs. Here’s how the 2 winners are chosen:
1st Prize: The best “realistically” creative idea (Your idea is not just creative but realistic too! It could actually be built using today’s technology.)
2nd Prize: The wildest creative idea (Your idea is well ahead of the technology that is available today but WOW us and you can still win a free iPad from Maxis. The sky is the limit! No boundaries!)
1st Prize: The best “realistically” creative idea (Your idea is not just creative but realistic too! It could actually be built using today’s technology.)
2nd Prize: The wildest creative idea (Your idea is well ahead of the technology that is available today but WOW us and you can still win a free iPad from Maxis. The sky is the limit! No boundaries!)
1st prize: 1x 64GB iPad 3G + Maxis WiFi Modem
2nd prize: 1x 32GB iPad 3G + Maxis WiFi Modem
2nd prize: 1x 32GB iPad 3G + Maxis WiFi Modem
How to Enter:
1. If you aren’t already a Maxis Angel, sign up as one today! (Login to your Nuffnang account, click on the Evangelist tab, and pick Maxis)
2. Write a blog post describing your application, what makes it amazing and showcase your idea along with impactful images. The post should be accompanied with the title “Inventing My Own iPad Application for Maxis“. You need not physically build the application. We are just interested in your ideas.
3. Embed the “Maxis contest participant” badge below in your post using the codes provided.
1. If you aren’t already a Maxis Angel, sign up as one today! (Login to your Nuffnang account, click on the Evangelist tab, and pick Maxis)
2. Write a blog post describing your application, what makes it amazing and showcase your idea along with impactful images. The post should be accompanied with the title “Inventing My Own iPad Application for Maxis“. You need not physically build the application. We are just interested in your ideas.
3. Embed the “Maxis contest participant” badge below in your post using the codes provided.
4. Include this link: http://www.maxis.com.my/personal/broadband/ipad_postpaid.asp in your blog post, and share that iPads are now available through Maxis.
Deadline for submissions is 11.59pm, 17 January 2011 (Monday).
When you’re done with your post, submit your entry by filling in the form in the link below:
When you’re done with your post, submit your entry by filling in the form in the link below:
Saturday, 6 November 2010
Dumbbell Full Body Workout
Wow..Hajat hati memang nak fit camtu..Tapi entahlah..Tunggu aku rajin dulu.
Saturday, 16 October 2010
Sunday, 12 September 2010
Saturday, 21 August 2010
Bagaimana Menggunakan Twitter
Video yang menerangkan bagaimana menggunakan laman "Social Networking" Twitter.
Saturday, 17 July 2010
Friday, 18 June 2010
iPhone 4 - Mengancam
iPhone 4 dah dikeluarkan secara rasminya. Fungsi yang terdapat pada iPhone edisi ke-4 adalah yang paling canggih dan memang mengujakan. Aku pun rasa nak pakai juga la iPhone ni. Nak tahu fungsi iPhone 4 dengan lanjut boleh tengok video pelancaran iPhone 4 di bawah.
Sunday, 6 June 2010
Hari Ulang Tahun Yang Pertama
Hari ini adalah 06/06/2010 yang merupakan ulang tahun pertama perkahwinan aku. Tapi aku takdelah meraikan dengan sesuatu yang istimewa. Cuma belanja bini aku makan nasi beriayani kat Restoran Insaf Jalan Tunku Abdul Rahman.Lepas tu cuna balik rumah dan tidur sekejap sebelum nak keluar balik pergi Tesco Ampang untuk cari barang-barang apa yang patut. Itu aje la yang aku nak tulis kali ni..:)
Saturday, 22 May 2010
Saturday, 3 April 2010
Return on Investment: Calculating gross yield
How do property investors know which property to purchase? One of the assessment methods used regularly is termed as Return on Investment (ROI). It is not the only method that investors use to calculate returns; however, it is the most widely used.
ROI, also known as Yield, is calculated to determine the feasibility of a property investment. It is designed to assist the investor to answer, ‘Is this investment worth it?’, ‘What will I get back in return?’ and ‘Which investment options are more attractive?’
It indicates cash flow of an investment over a specific period of time, usually a year. Therefore, the higher the percentage of ROI/Yield, the better rated the property investment opportunity is. As with any investment, before you put your time, energy, effort and money into it, you must have an indication of the kind of returns, including an indication of when it is expected. In this article, “Yield” indicates an annual rate of return, unless otherwise noted.
Note: Investment property refers to a property purchased for the sole purpose of earning a return on the investment, either in the form of rent or capital gain. The owner does not live in the property.
How to calculate yield?
In its simplest form, the profit of an investment is divided by the cost of the investment (Yield is usually shown in percentage). Often, it is best to determine each investment over the course of a year to find out the yearly Yield.
Gross yield
Investment property RM500,000
Renovations RM80,000
Rental RM3,000 per month / RM36,000 per year
Gross Yield = Annual Rent / Total Cost of Investment
RM36,000 / RM580,000 = 0.062 = 6.2%
However, to arrive at a more accurate Yield (actual returns), you must deduct other costs such as Maintenance Charges, Sinking Fund, Management Fees, Insurance, Quit Rent, Assessment, Estate Agent and Legal Fees (where relevant) and other expenses.
Calculating the Yield for each property investment will aid in comparing, shortlisting and selecting investments that bring the best returns to you. However, at present we base our returns on the yearly rental and not the ultimate returns you will get when you sell the property. Yield and expected Capital Appreciation must be considered together, in order to make better decisions on the investment option. Some properties might be lower on yearly Yields but over a shorter period of time, it can double in property value.
The preferred Yield percentage
As a general rule of thumb, seasoned investors would go for a property investment which has a nett yield that is twice the fixed deposit rates, which in this case would have to touch no less than 5%.
How can this be achieved? There are only two ways, as per the formula – either rental can improve or reduction in purchase price. For example, if the seller is willing to consider RM450,000 and a more reflective rental is RM4,000 per month. The gross yield now hits 9.1%.
Source: http://starproperty.my/PropertyGuide/Finance/3260/0/0
P/s: Baru aku tau lepas baca ni
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